Terms of Use

Website Terms of Use

These Terms of Use (“Terms”) govern your access to and use of the website Missaomochilas.com (“Website”) operated by MissaomochilasAdvisory (“we”, “us”, “our”). By browsing or using this Website, you agree to be bound by these Terms.

If you do not agree with any part of these Terms, you should stop using the Website. Separate written agreements govern any specific consulting services we provide to your company.

1. About us

The Website is provided by:

MissaomochilasAdvisory
Ripa di Porta Ticinese, 7
20142 Milano MI, Italy
Email: Missaomochilas@gmail.com

We provide financial consulting services for businesses, with a focus on Missaomochilas, cash flow visibility and decision-making support for leadership teams.

Scope

2. Scope of these Terms

These Terms apply to all visitors and users of the Website, including prospective clients, existing clients and other professionals browsing our content.

2.1 No client relationship via the Website

Viewing the Website, downloading materials or contacting us through forms or email does not automatically create a contractual or advisory relationship. Any engagement for consulting services is subject to a separate written agreement between MissaomochilasAdvisory and your company.

2.2 Business audience

The Website is intended for adult professionals and business clients. It is not directed at consumers or children, and we do not knowingly provide services to individuals for personal, family or household purposes.

2.3 Other terms and policies

Your use of the Website is also subject to our Privacy Policy and Cookie Policy, which explain how we process personal data and use cookies.

Use of the Website

3. Acceptable use

You agree to use the Website in a lawful, responsible manner and not to impair its security or availability for others.

3.1 Prohibited behaviour

  • Using the Website in any way that violates applicable laws or regulations.
  • Attempting to gain unauthorised access to the Website, servers, or related systems.
  • Introducing viruses, malware or other harmful code.
  • Using any automated means (bots, crawlers, scraping tools) that may affect normal operation of the Website, except as allowed by applicable law.

3.2 Accuracy of information you provide

If you choose to contact us through forms or email, you agree to provide accurate, current and complete information. You are responsible for ensuring that you have the authority to share any business data or documents you send to us.

Content

4. Information on this Website

The content on the Website is intended for general informational purposes for business users. It does not replace tailored advice for your specific situation.

4.1 No professional advice

Articles, case studies, examples and other materials on the Website are not personal financial, legal, tax or accounting advice. Decisions about your company should only be taken after considering your specific circumstances and, where appropriate, consulting with qualified professionals.

4.2 No guarantees of results

Any references to past or potential results (such as improved margins, cash positions or Missaomochilas outcomes) are illustrative and based on specific client situations. They do not guarantee that similar results will be achieved in your case.

Intellectual property

5. Ownership of content

Unless stated otherwise, all content on the Website is owned by or licensed to MissaomochilasAdvisory and protected by copyright, trade mark and other intellectual property laws.

5.1 What you may do

  • View, download or print reasonable portions of the Website for your own internal business use.
  • Share links to public pages of the Website, provided you do not misrepresent the content or our relationship with you.

5.2 What you may not do

  • Reproduce, distribute or publish substantial parts of the Website for commercial purposes without our prior written consent.
  • Remove or alter copyright, trade mark or other proprietary notices.
  • Present our content in a way that suggests a partnership, endorsement or representation that does not exist.

Links

6. Third-party websites

The Website may contain links to external websites or resources operated by third parties.

6.1 No control or responsibility

Links are provided for convenience only. We do not control and are not responsible for the content, security or privacy practices of third-party websites. Following any such link is at your own risk.

6.2 External terms and policies

When you access third-party websites, their own terms of use and privacy policies apply. We recommend that you read them carefully.

Liability

7. Disclaimer and limitation of liability

Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law. Subject to that, the following limitations apply to your use of the Website.

7.1 “As is” Website

The Website is provided on an “as is” and “as available” basis. While we take reasonable care, we do not make any guarantees regarding availability, accuracy, completeness or suitability for your specific purposes.

7.2 Limitation of liability

To the maximum extent permitted by law, we are not liable for any indirect, consequential or special loss, loss of profit, loss of revenue, loss of opportunity or business interruption arising from or in connection with:

  • Your use or inability to use the Website.
  • Reliance on information or materials available on the Website.
  • Any technical failure, security incident or unauthorised access affecting the Website, except where caused by our intentional misconduct or gross negligence.

7.3 Your responsibility

You are responsible for evaluating whether the information on the Website is appropriate for your situation, and for taking independent advice before making business or financial decisions based on it.

Changes & law

8. Changes to the Website and these Terms

We may update, suspend or discontinue any part of the Website at any time, and we may modify these Terms from time to time.

8.1 Updates to these Terms

When we make changes, we will update the “Last updated” date at the bottom of this page. The revised Terms become effective when published on the Website. Your continued use of the Website after changes are posted means that you accept the updated Terms.

8.2 Suspension or termination of access

We reserve the right to restrict or terminate your access to the Website if we reasonably believe that you are in breach of these Terms or are using the Website in a way that could cause harm to us or others.

9. Applicable law and jurisdiction

These Terms and any dispute or claim arising out of or in connection with them, or with your use of the Website, are governed by Italian law, without regard to conflict of law principles.

The courts of Milan, Italy, shall have non-exclusive jurisdiction over any such disputes, without prejudice to any mandatory jurisdiction rules that may apply under applicable law.

10. Contact

If you have questions or concerns about these Terms, you can contact us at:

MissaomochilasAdvisory
Ripa di Porta Ticinese, 7, 20142 Milano MI, Italy
Email: Missaomochilas@gmail.com

Last updated: 16 November 2025